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Rewards checking accounts are one of those things that inexplicably fails to find a spot on the to-do list of the average person. But if you’re one of the many who aren’t funneling money through a rewards checking account, you’re lighting dollar bills on fire. This is one of the easiest changes you can make … Read more

Using a credit card means you are borrowing money for purchases, whether it’s your latest Amazon or Target haul or covering a recent visit to the dentist. Having a credit card also entails paying back the money you borrowed. Staying on top of credit card payments is essential for building or maintaining a positive credit … Read more

When buying or refinancing a home, you may be asked to order a home appraisal, which is an unbiased, professional report designed to give you a good estimate of a property’s current market value. It considers several factors, including market trends, and is often required when a mortgage loan is needed. How does a home … Read more

While individual consumers are assigned a personal credit score based on their credit usage, payment history, and other factors, the same can be said about businesses and business credit scores. That said, there are key differences between personal scores and business credit scores that make each type unique, including which third parties and credit bureaus … Read more

Buying a home is a massive step in a person’s life, but for most people, it wouldn’t be possible without a mortgage. Unfortunately, getting one can be a complicated and confusing process. Here are the steps you’ll need to take to obtain a mortgage along with answers to some questions that might come up along … Read more

Many Americans today take out an auto loan when buying a new or used vehicle rather than paying in full upfront. In 2023, 79.7% did when buying new but only 38.4% did when buying used, according to Statista. These auto loan repayment terms vary from 18 months to as long as 96 months, depending on … Read more